Privacy Policy

In this Privacy Policy, the words such as “we”, “our”, “company” and “us” refer to Udhare.com and its undertaken system. Words such as “you” and “your” refer to Udhare.com’s user, customer, channel partner, etc.

As a user of the website owned by Udhare.com, your privacy is important to us. This Privacy Policy discusses the information we collect about you, how we treat it, with whom we share it and how we protect it.

Udhare.com is our company’s domain name/brand name and Spectrum Fintech Private Limited is our company’s name.

This Privacy Policy is published in compliance with the Information Technology Act, 2000; and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011 (the “SPDI Rules”) as amended from time to time.

Information Collection

In the normal course of business, we collect personal information about you from a variety of sources, including:

• Information from you, such as applications or other forms (which includes your name, address, marital status, employment, assets and income)
• Information about you, your accounts and your holdings and transactions that we receive from you or others, such as account custodians, brokers and other financial services firms, banks, etc.

How We Manage and Protect Your Personal Information

We do not sell information about current or former clients to third parties. We may disclose your personal information as necessary to:

• Effect, administer, or enforce a transaction that you request Udhare.com or authorize;
• Process or service a financial product or service that you request or authorize; or
• Maintain or service your account with us or with another entity.

We restrict access to your personal information to our employees and to permit third parties who need to know that information to provide products or services for us... To protect your personal information from unauthorized access and use, we have adopted administrative, technical and physical security procedures that comply with the Laws in India.

What we can do with your personal information

• Considering any application for an account or service;
• Carrying out our business functions and activities;
• Collecting amounts you owe us, including taking enforcement action;
• Exercising our rights and fulfilling our obligations under any agreement with you;
• Exercising our rights and fulfilling our obligations to comply with all applicable laws...

Sharing of Personal Information with Third Parties

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

Data Grievance Officer